Our Services
FINANCIAL PLANNING
- Retirement Planning
- Retirement Income Strategies
- Investment Management
- 401k & IRA Rollover Solutions
- Annuity Planning
HEALTHCARE PLANNING
- Part C Medicare Advantage Plans
- Part D Prescription Drug Plans
- Medicare Supplement Plans
- Long-Term Healthcare Plans
- Critical Illness & Hospital Indemnity Plans
- Major Medical Plans
- Dental/Vision/Hearing Plans
- Cancer Plans
LEGACY & ESTATE PLANNING
- Final Expenses
- Will or Trust*
- Charitable Gifting
- Life Insurance Policy Review
- Life Insurance Wealth Transfer
Why Florida Retirement Group?
Florida Retirement Group and their licensed advisors specialize in areas including health insurance for Medicare beneficiaries, long-term care insurance, life insurance, estate planning, and independent financial planning.
As an insurance agency broker, Florida Retirement Group has relationships with many of the highest rated insurance companies and the highest quality financial institutions. Florida Retirement Group strives to find the right insurance or financial portfolio to fit your needs and goals.
At the Florida Retirement Group, we work for you!
Highly Qualified Team
Haitham Aboul-hosn
CEO, Financial Advisor
407-928-4447 I haitham.aboulhosn@flretirementgroup.com
Haitham graduated with a Bachelor of Science in Business from Brevard College in North Carolina in 2005. Haitham began his career in the insurance and financial services industry as an Insurance Advisor with Bankers Life & Casualty in Central Florida. During his tenure there, Haitham managed a strong team of up to forty agents.
Haitham continued his focus on financial planning when he joined Futurity First in August 2013 as the Associate Managing Director. Working with his agents at Futurity First, Haitham was able to develop and maintain multiple carrier relationships with top insurance companies, enabling him to provide his clients with outstanding products and services.
In 2017, Haitham co-founded Florida Retirement Group, an independent insurance agency that aims to help eliminate the complexity around insurance and investments.
Haitham holds a Series 7 Securities License, 215 Insurance License, and the CLTC (Certified Long Term Care) designation.
Haitham enjoys playing soccer and spending time with his wife, Priya and their three sons, Zain, Naveen and Keyan.
Michael Kovacs
President, Financial Professional
941-400-3234 I michael.kovacs@ flretirementgroup.com
Michael Kovacs is the President of Florida Retirement Group (FRG) as an insurance & financial services professional. In 2010, Michael began his career with Bankers Life & Casualty in Central Florida.
In August 2013, he joined Futurity First, an independent insurance and investment group. In 2017, Michael co-founded Florida Retirement Group, an independent insurance, and financial services agency to help eliminate the complexities around insurance and investments.
He believes that with his knowledge and expertise in his field, he can provide information and education on the issues facing pre and post-retiree markets. Attention to detail, excellent listening skills, and empathy are characteristics his clients appreciate.
A team of investment product specialists, and tax and estate planners supports him. Their teamwork and professionalism help Michael build long-term relationships with his clients and provide thorough advice with enhanced customer service. Doing what’s right for the client is a motto Michael lives by daily, and he is passionate about his work.
Michael is a member of NIAFA and the exclusive Million Dollar Round Table Association. He holds a Series 6 Securities License, 215 Insurance License, and the CLTC (Certified Long Term Care) designation. Michael aims to grow continually in and out of the office.
Michael lives in St. Petersburg with his wife, Annie, and their son, Bowie. Away from the business, he enjoys traveling and creating memories with friends and family.
Michael’s most significant observation over the years has been that, people don’t plan to fail; they fail to plan.